/* =========================================================
   Wealth Building Broker — Design System
   Lance Hulsey | KW Thrive SC | DRE# 01724888
   ========================================================= */

:root {
  /* Brand palette — navy + gold professional finance */
  --color-navy-900: #0a1f3d;
  --color-navy-800: #112b54;
  --color-navy-700: #1a3a6e;
  --color-navy-600: #234a89;
  --color-navy-50:  #eef3fb;
  /* Accent: red (kept gold variable names for backwards compatibility so existing pages still render — these now map to red tones) */
  --color-gold-600: #9b1c22;
  --color-gold-500: #c8242a;
  --color-gold-400: #e34a52;
  --color-gold-100: #fde6e7;
  /* New explicit red palette */
  --color-red-700: #7a161b;
  --color-red-600: #9b1c22;
  --color-red-500: #c8242a;
  --color-red-400: #e34a52;
  --color-red-100: #fde6e7;
  /* Black accent */
  --color-black: #0a0a0a;
  --color-ink:      #0e1a2b;
  --color-body:    #2a3548;
  --color-muted:    #5b6a85;
  --color-line:     #e2e8f0;
  --color-bg:       #ffffff;
  --color-bg-soft:  #f7f9fc;
  --color-bg-dark:  #0a1f3d;
  --color-success:  #1e7f56;
  --color-danger:   #b22e34;

  /* Typography */
  --font-serif: "Georgia", "Cambria", "Times New Roman", serif;
  --font-sans:  "Inter", "Helvetica Neue", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, sans-serif;
  --font-mono:  "SFMono-Regular", Consolas, "Liberation Mono", monospace;

  /* Spacing */
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 24px;
  --space-6: 32px;
  --space-7: 48px;
  --space-8: 64px;
  --space-9: 96px;

  /* Layout */
  --container: 1180px;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 2px rgba(10,31,61,.06), 0 1px 3px rgba(10,31,61,.08);
  --shadow-md: 0 4px 12px rgba(10,31,61,.08), 0 2px 4px rgba(10,31,61,.06);
  --shadow-lg: 0 20px 40px rgba(10,31,61,.12), 0 6px 12px rgba(10,31,61,.08);

  --transition: 200ms cubic-bezier(.4,0,.2,1);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.65;
  color: var(--color-body);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
}

/* Typography */
h1, h2, h3, h4, h5 {
  font-family: var(--font-serif);
  color: var(--color-ink);
  line-height: 1.2;
  margin: 0 0 .6em;
  font-weight: 700;
  letter-spacing: -.01em;
}
h1 { font-size: clamp(2rem, 4.5vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: 1.35rem; }
h4 { font-size: 1.1rem; }
p  { margin: 0 0 1em; }
a  { color: var(--color-navy-700); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-gold-600); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .15em;
  color: var(--color-gold-600);
  font-weight: 600;
  margin-bottom: var(--space-3);
}

/* Layout */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--space-5);
}
.section { padding: var(--space-9) 0; }
.section-sm { padding: var(--space-8) 0; }
.section-dark { background: var(--color-navy-900); color: #e3e9f2; }
.section-dark h1, .section-dark h2, .section-dark h3 { color: #fff; }
.section-dark a { color: var(--color-gold-400); }
.section-soft { background: var(--color-bg-soft); }

/* Header / Nav */
.site-header {
  position: sticky;
  top: 0;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-line);
  z-index: 100;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-4) var(--space-5);
  max-width: var(--container);
  margin: 0 auto;
}
.brand {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.15rem;
  color: var(--color-navy-900);
  letter-spacing: -.01em;
}
.brand-mark {
  width: 40px; height: 40px;
  border-radius: 8px;
  display: block;
  flex-shrink: 0;
  object-fit: contain;
  /* Fallback styling if an <img> fails — preserves legibility */
  background: var(--color-navy-900);
}
.brand-mark.text-fallback {
  /* Used only if no logo image is present */
  background: linear-gradient(135deg, var(--color-navy-800), var(--color-gold-500));
  display: grid; place-items: center;
  color: #fff; font-weight: 800;
  font-family: var(--font-sans);
  font-size: 1rem;
}
.nav-links {
  display: flex;
  gap: var(--space-5);
  list-style: none;
  margin: 0; padding: 0;
  align-items: center;
}
.nav-links a {
  font-size: .95rem;
  font-weight: 500;
  color: var(--color-navy-900);
}
.nav-toggle {
  display: none;
  background: transparent;
  border: 0;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--color-navy-900);
}

@media (max-width: 880px) {
  .nav-links {
    display: none;
    position: absolute;
    top: 100%; left: 0; right: 0;
    flex-direction: column;
    background: #fff;
    padding: var(--space-5);
    border-bottom: 1px solid var(--color-line);
    gap: var(--space-4);
  }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 12px 22px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: .98rem;
  cursor: pointer;
  border: 1px solid transparent;
  transition: all var(--transition);
  text-decoration: none;
  font-family: var(--font-sans);
  line-height: 1.2;
}
.btn-primary {
  background: var(--color-gold-500);
  color: var(--color-navy-900);
}
.btn-primary:hover { background: var(--color-gold-600); color: #fff; transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-secondary {
  background: var(--color-navy-900);
  color: #fff;
}
.btn-secondary:hover { background: var(--color-navy-700); color: #fff; }
.btn-outline {
  background: transparent;
  color: var(--color-navy-900);
  border-color: var(--color-navy-900);
}
.btn-outline:hover { background: var(--color-navy-900); color: #fff; }
.btn-ghost { background: transparent; color: var(--color-navy-700); }
.btn-ghost:hover { color: var(--color-gold-600); }
.btn-sm { padding: 8px 14px; font-size: .85rem; }

/* Hero */
.hero {
  position: relative;
  background:
    linear-gradient(135deg, rgba(10,31,61,.92), rgba(17,43,84,.88)),
    radial-gradient(at top right, var(--color-gold-500) 0%, transparent 60%);
  color: #fff;
  padding: var(--space-9) 0 var(--space-9);
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background:
    repeating-linear-gradient(45deg, rgba(255,255,255,.02) 0 2px, transparent 2px 8px);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: var(--space-7);
  align-items: center;
  position: relative;
}
@media (max-width: 880px) {
  .hero-grid { grid-template-columns: 1fr; }
}
.hero h1 { color: #fff; }
.hero p.lead { font-size: 1.18rem; color: #cad6e8; max-width: 600px; }
.hero-eyebrow {
  color: var(--color-gold-400);
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-size: .85rem;
  margin-bottom: var(--space-4);
}
.hero-cta { display: flex; gap: var(--space-3); flex-wrap: wrap; margin-top: var(--space-5); }
.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
  margin-top: var(--space-7);
  padding-top: var(--space-5);
  border-top: 1px solid rgba(255,255,255,.15);
}
.stat-num { font-family: var(--font-serif); font-size: 2rem; color: var(--color-gold-400); font-weight: 700; }
.stat-lbl { font-size: .85rem; color: #aab8cd; }

.hero-card {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.12);
  backdrop-filter: blur(10px);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
}
.hero-card h3 { color: #fff; margin-top: 0; }

/* Cards */
.card {
  background: #fff;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  padding: var(--space-6);
  transition: all var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); border-color: var(--color-gold-400); }
.card-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--color-navy-700), var(--color-gold-500));
  border-radius: var(--radius-sm);
  display: grid; place-items: center;
  color: #fff;
  font-size: 1.4rem;
  margin-bottom: var(--space-4);
}
.card h3 { font-size: 1.2rem; margin-bottom: var(--space-2); }
.card p { color: var(--color-muted); font-size: .95rem; margin-bottom: var(--space-4); }
.card a.card-link {
  font-weight: 600;
  color: var(--color-navy-700);
  font-size: .9rem;
}
.card a.card-link::after { content: " →"; transition: margin var(--transition); }
.card a.card-link:hover::after { margin-left: var(--space-1); }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--space-5); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-5); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-5); }
@media (max-width: 880px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}

/* Section header */
.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto var(--space-7);
}
.section-head p { color: var(--color-muted); font-size: 1.1rem; }

/* Calculator UI */
.calc {
  background: #fff;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-line);
  padding: var(--space-6);
  box-shadow: var(--shadow-sm);
  margin-bottom: var(--space-6);
  scroll-margin-top: 90px;
}
.calc h3 {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-top: 0;
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-line);
}
.calc-body {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-6);
  margin-top: var(--space-4);
}
@media (max-width: 880px) {
  .calc-body { grid-template-columns: 1fr; }
}
.calc-inputs label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--color-navy-900);
  margin-bottom: var(--space-1);
  margin-top: var(--space-3);
}
.calc-inputs label:first-of-type { margin-top: 0; }
.calc-inputs input, .calc-inputs select {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-sm);
  font-size: 1rem;
  font-family: var(--font-sans);
  background: #fff;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.calc-inputs input:focus, .calc-inputs select:focus {
  outline: none;
  border-color: var(--color-gold-500);
  box-shadow: 0 0 0 3px rgba(212, 160, 23, .15);
}
.calc-inputs .input-prefix,
.calc-inputs .input-suffix {
  position: relative;
}
.calc-inputs .input-prefix::before {
  content: "$";
  position: absolute;
  left: 12px; top: 50%;
  transform: translateY(-50%);
  color: var(--color-muted);
  font-weight: 500;
}
.calc-inputs .input-prefix input { padding-left: 26px; }
.calc-inputs .input-suffix::after {
  content: attr(data-suffix);
  position: absolute;
  right: 12px; top: 50%;
  transform: translateY(-50%);
  color: var(--color-muted);
  font-weight: 500;
}
.calc-inputs .input-suffix input { padding-right: 30px; }

.calc-results {
  background: var(--color-navy-50);
  border-radius: var(--radius-md);
  padding: var(--space-5);
}
.calc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: var(--space-3) 0;
  border-bottom: 1px solid rgba(10,31,61,.08);
}
.calc-result-row:last-child { border-bottom: 0; }
.calc-result-row .label { color: var(--color-muted); font-size: .9rem; }
.calc-result-row .value {
  font-family: var(--font-serif);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--color-navy-900);
}
.calc-result-row.highlight { padding-top: var(--space-4); }
.calc-result-row.highlight .label { color: var(--color-ink); font-weight: 600; }
.calc-result-row.highlight .value { color: var(--color-gold-600); font-size: 1.7rem; }
.calc-result-row.good .value { color: var(--color-success); }
.calc-result-row.bad  .value { color: var(--color-danger); }

.calc-note {
  font-size: .82rem;
  color: var(--color-muted);
  margin-top: var(--space-4);
  padding-top: var(--space-3);
  border-top: 1px dashed var(--color-line);
}

/* Tables */
table.styled {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  font-size: .95rem;
}
table.styled th, table.styled td {
  padding: 14px 16px;
  text-align: left;
  border-bottom: 1px solid var(--color-line);
}
table.styled th {
  background: var(--color-navy-900);
  color: #fff;
  font-weight: 600;
  font-size: .85rem;
  text-transform: uppercase;
  letter-spacing: .04em;
}
table.styled tr:nth-child(even) td { background: var(--color-bg-soft); }
table.styled tr:last-child td { border-bottom: 0; }

/* Forum styling */
.forum-cat {
  display: grid;
  grid-template-columns: auto 1fr auto auto;
  gap: var(--space-4);
  align-items: center;
  padding: var(--space-5);
  background: #fff;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-3);
  transition: all var(--transition);
}
.forum-cat:hover { border-color: var(--color-gold-400); box-shadow: var(--shadow-sm); }
.forum-cat-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--color-navy-700), var(--color-gold-500));
  border-radius: var(--radius-sm);
  display: grid; place-items: center;
  color: #fff;
  font-size: 1.4rem;
}
.forum-cat-name { font-family: var(--font-serif); font-weight: 700; color: var(--color-navy-900); font-size: 1.15rem; }
.forum-cat-desc { font-size: .9rem; color: var(--color-muted); margin: 2px 0 0; }
.forum-cat-stat { font-size: .85rem; color: var(--color-muted); text-align: center; min-width: 70px; }
.forum-cat-stat strong { display: block; color: var(--color-navy-900); font-size: 1.1rem; font-family: var(--font-serif); }
@media (max-width: 720px) {
  .forum-cat { grid-template-columns: auto 1fr; }
  .forum-cat-stat { display: none; }
}

.thread {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: var(--space-4);
  padding: var(--space-4) var(--space-5);
  border-bottom: 1px solid var(--color-line);
}
.thread:hover { background: var(--color-bg-soft); }
.thread-title { font-weight: 600; color: var(--color-navy-900); }
.thread-meta { font-size: .82rem; color: var(--color-muted); margin-top: 2px; }
.thread-replies { text-align: right; font-size: .85rem; color: var(--color-muted); white-space: nowrap; }
.thread-replies strong { display: block; font-family: var(--font-serif); font-size: 1.1rem; color: var(--color-navy-900); }

/* Video grid */
.video-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
}
@media (max-width: 880px) { .video-grid { grid-template-columns: 1fr; } }
.video-card {
  background: #fff;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--color-line);
  transition: all var(--transition);
  cursor: pointer;
}
.video-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.video-thumb {
  aspect-ratio: 16 / 9;
  background: linear-gradient(135deg, var(--color-navy-800), var(--color-navy-600));
  position: relative;
  display: grid; place-items: center;
  color: var(--color-gold-400);
  font-size: 3rem;
}
.video-thumb::after {
  content: "▶";
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  background: rgba(0,0,0,.2);
  color: #fff;
  font-size: 3rem;
  opacity: 0.85;
}
.video-meta { padding: var(--space-4); }
.video-title { font-weight: 600; color: var(--color-navy-900); margin-bottom: var(--space-1); }
.video-views { font-size: .85rem; color: var(--color-muted); }

/* Resource downloads */
.resource {
  display: grid;
  grid-template-columns: 64px 1fr auto;
  gap: var(--space-4);
  align-items: center;
  padding: var(--space-5);
  background: #fff;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-3);
  transition: all var(--transition);
}
.resource:hover { box-shadow: var(--shadow-sm); border-color: var(--color-gold-400); }
.resource-icon {
  width: 64px; height: 64px;
  background: var(--color-navy-50);
  border-radius: var(--radius-sm);
  display: grid; place-items: center;
  color: var(--color-navy-700);
  font-weight: 700;
  font-size: .8rem;
}
.resource-title { font-family: var(--font-serif); font-weight: 700; color: var(--color-navy-900); font-size: 1.1rem; }
.resource-desc { font-size: .9rem; color: var(--color-muted); margin: 2px 0 0; }
@media (max-width: 720px) {
  .resource { grid-template-columns: 48px 1fr; }
  .resource > .btn { grid-column: 1 / -1; justify-self: start; }
  .resource-icon { width: 48px; height: 48px; }
}

/* Callout / Alert */
.callout {
  background: var(--color-gold-100);
  border-left: 4px solid var(--color-gold-500);
  padding: var(--space-4) var(--space-5);
  border-radius: var(--radius-sm);
  margin: var(--space-5) 0;
}
.callout strong { color: var(--color-navy-900); }
.callout-info {
  background: var(--color-navy-50);
  border-left-color: var(--color-navy-700);
}

/* MREI section */
.mrei-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
}
@media (max-width: 880px) { .mrei-grid { grid-template-columns: 1fr; } }
.mrei-card {
  background: linear-gradient(180deg, var(--color-navy-900), var(--color-navy-700));
  color: #fff;
  border-radius: var(--radius-md);
  padding: var(--space-6);
  border: 1px solid rgba(255,255,255,.1);
}
.mrei-card h3 { color: var(--color-gold-400); margin-top: 0; }
.mrei-card .num {
  font-family: var(--font-serif);
  font-size: 3rem;
  color: var(--color-gold-500);
  opacity: .4;
  line-height: 1;
}

/* FAQ */
.faq details {
  background: #fff;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  padding: var(--space-4) var(--space-5);
  margin-bottom: var(--space-3);
  transition: all var(--transition);
}
.faq details[open] { border-color: var(--color-gold-400); }
.faq summary {
  font-weight: 600;
  color: var(--color-navy-900);
  cursor: pointer;
  list-style: none;
  padding-right: var(--space-5);
  position: relative;
  font-family: var(--font-serif);
  font-size: 1.1rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  position: absolute;
  right: 0; top: 50%;
  transform: translateY(-50%);
  font-size: 1.4rem;
  color: var(--color-gold-600);
  font-weight: 300;
}
.faq details[open] summary::after { content: "−"; }
.faq details > p, .faq details > ul {
  margin-top: var(--space-3);
  color: var(--color-body);
}

/* CTA banner */
.cta-banner {
  background: linear-gradient(135deg, var(--color-navy-900), var(--color-navy-700));
  color: #fff;
  border-radius: var(--radius-lg);
  padding: var(--space-7);
  text-align: center;
  margin: var(--space-7) 0;
}
.cta-banner h2 { color: #fff; }
.cta-banner p { color: #cad6e8; max-width: 540px; margin: 0 auto var(--space-5); }

/* Disclaimer / Disclosure */
.disclaimer {
  font-size: .82rem;
  color: #94a3bb;
  line-height: 1.6;
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: var(--space-5);
  margin-top: var(--space-5);
}

/* Footer */
.site-footer {
  background: var(--color-navy-900);
  color: #cad6e8;
  padding: var(--space-8) 0 var(--space-5);
}
.site-footer h4 {
  color: #fff;
  font-family: var(--font-sans);
  font-size: .95rem;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: var(--space-3);
}
.site-footer a { color: #cad6e8; }
.site-footer a:hover { color: var(--color-gold-400); }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: var(--space-6);
}
@media (max-width: 1080px) { .footer-grid { grid-template-columns: 2fr 1fr 1fr; } .footer-grid > div:first-child { grid-column: 1 / -1; } }
@media (max-width: 720px)  { .footer-grid { grid-template-columns: 1fr 1fr; } .footer-grid > div:first-child { grid-column: 1 / -1; } }
@media (max-width: 480px)  { .footer-grid { grid-template-columns: 1fr; } .footer-grid > div:first-child { grid-column: auto; } }
.footer-grid ul {
  list-style: none;
  padding: 0; margin: 0;
}
.footer-grid li { padding: 4px 0; font-size: .92rem; }

.socials {
  display: flex;
  gap: var(--space-3);
  margin-top: var(--space-4);
}
.socials a {
  width: 38px; height: 38px;
  background: rgba(255,255,255,.08);
  border-radius: 50%;
  display: grid; place-items: center;
  color: #fff;
  transition: all var(--transition);
  font-size: 1rem;
}
.socials a:hover { background: var(--color-gold-500); color: var(--color-navy-900); transform: translateY(-2px); }

/* Pill / tag */
.pill {
  display: inline-block;
  font-size: .78rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 999px;
  background: var(--color-gold-100);
  color: var(--color-gold-600);
  letter-spacing: .04em;
}
.pill-dark { background: rgba(255,255,255,.1); color: #fff; }

/* Utility */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.mt-5 { margin-top: var(--space-5); }
.mb-5 { margin-bottom: var(--space-5); }

/* Print */
@media print {
  .site-header, .site-footer, .no-print { display: none; }
}